Fast, Seamless &
Transparent
The future of mortgage lending from Target.

Time forthe Revolution
- Mortgages haven’t changed for almost a century, unable to break free from tradition.
- Constantly shifting regulation, processes built on top of processes, restricted by legacy systems
- A lack of investment has halted innovation.
- We understand the pressures.
- But the industry has reached a tipping point. Technology has evolved so it’s now possible, and necessary, to redefine the mortgage process.
The Challenges

Origination
Mortgage origination is complex, involving a host of third parties and their systems that don’t talk to each other. Neither do they talk to you, the lender.
You have the power to do something – to make customer dreams become a reality.
We’ve built a way to directly address deep-rooted issues in the market. We’ve created a new normal for the industry.
Using cutting edge technology and behavioural science, we’ve streamlined the origination workflow for lenders, brokers and customers.
You’ll get reduced operating costs, increased broker throughput and simplified admin.
The Mortgage Hub can turn an average 14-day completion into less than 2 days.

Post Completion
Retention is one of the key battlegrounds for mortgages today. Costly commission and incentives are used to encourage customers to re-mortgage with their existing lender.
There is a better way.
Our post completion module is powered by behavioural science. It gives real insight and genuine value for customers. Mortgages are no longer a utility. They’re a meaningful experience.
We’ve tested The Mortgage Hub extensively with customers. We understand what they want, and what they need.
The Hub is designed from the ground up, putting the customer first.

Your mortgage, done your way
The biggest challenge with changing and upgrading technology, is the effort needed to make sure everything is just so. Which is why our implementation is one of a kind.
The modular design means no matter what features you prefer we can make it work. From full system adoption or just a single component added into your process, to a bespoke component or full integration with your preferred supplier, our options are varied. Just like your customers.
On premises or in the cloud. Short term or long term. We are here to take your service to the next level.
Effortless Innovation
Lenders need to be ready to take advantage from the innovations happening across the mortgage industry, government and beyond. Our Mortgage Hub is fully integrated with the leading third-party APIs to streamline and simplify the mortgage journey.